Umberto Filotto is Affiliate Professor of Banking and Insurance at SDA Bocconi School of Management. He is Full Professor of Banking at the University of Roma “Tor Vergata”; before that he was a Professor in Bocconi University, in University of Parma, in University of Lecce – Salento, and in University Parthenope in Naples.
He cooperates with SDA Bocconi since 1985. He conducted numerous seminars and consulting project with leading Italian and international companies.
His research activities focus on retail banking, consumer and mortgage credit, banking organization, law and economics and financial education.
He is the author of many books and scientific articles, among the latest: “Manuale del credito al consumo” – Second Edition, with Massimo Bosi, Eugenio Bruti Liberati, Francesco Cantoni, Massimo Caratelli, Stefano Caselli, Stefano Cosma, Alberto Dall’Acqua, Corrado Giannasca, Tommaso Giordani, Gianni Nicolini, Giuseppe Piano Mortari, Fabio Tortora, Daniela Vandone., Umberto Filotto and Stefano Cosma editors, Milano, Egea, 2011M; “Il prestito vitalizio: funzionamento e caratteristiche del << mutuo al contrario>> per over 60”, C. Pacella and U. Filotto Editors, Milano, Il Sole24Ore, 2016; “Educating People about Finance and Economics. Approaching Curriculum Design: an Italian Experience”, with S. Farsagli and F. Traclò, in, International Handbook of Financial Literacy, C. Aprea, K. Breuer, P. Davies, B. Fuhrmann, N. K. Koh, J. S. Lopus, E. Wuttke editors, Springer, 2016; “The Italian Alternative Dispute Resolution (ADR) Mechanism and Customer Behaviour”, con M. Caratelli, G. Mattarocci, C. Bernardi, in The Italian Banks: Which will be the” New Normal”; Industrial, Institutional and Behavioural Economics, 2016 Report on the Italian Financial System, G. Bracchi, U. Filotto and D. Masciandaro Editors, Edibank – Bancaria Editrice, 2016, The Behavioural Finance Revolution; A New Approach to Financial Policies and Regulations, Viale R, Alemanni B, Filotto U., Mousavi S. Editors, Edward Elgar, Cheltenham – Northampton, 2018 - Open Banking: la prospettiva dei clienti, con De Rossi L., Diaferia L., Scimone X., a cura di Filotto U., Roma, Bancaria Editrice, 2020. He is editorial board member of Bancaria, member of the editorial committee of Strumenti Finanziari e Fiscalità and member of the Steering Committee of BeFairly promoted by the Herbert Simon Society and the Center for Adaptive Behavior and Cognition del Max Planck Institute. He is Secretary General of Assofin, the Italian Consumer Credit Association, Vice Chairman of Eurofinas, the European Federation of Consumer Credit Associations, member of several technical committees of the Italian Banking Association and of the Steering Committee of the Italian Banking Financial Ombudsman (Conciliatore Bancario e Finanziario). He is member of the Board of Cardif Vita S.p.A. (BNPParibas Group). He is a coordinator of the Scientific Commmittee of Feduf, the Italian Foundation for Financial Education. Umberto chairs the Auditor Committee of the Italian Association of Banking and Finance Professors (ADEIMF) and is a member of AIDEA the Italian Academy of Business Administration and Management.
Umberto earned a Degree in Business Economics from Bocconi University.